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Premium Financed Life Insurance
Flexible premium, equity indexed income annuities offer you management of your assets as you live longer.

Do you have signifcant assets, but do not want to use your liquid capital to pay the premium on a life insurance policy? With premium financing you can free up capital to use as efficiently as you can, while you pay the life insurance premiums with a loan. The use of premium financing may lower out-of-pocket costs and potential gift taxes.

Is your estate or personal value at least $5 million and are you purchasing a life insurance policy with a premium of at least $100,000?

Do you need cash now for more efficient usage on business or personal investment.

You can leverages the your assets to provide needed insurance coverage with minimal out-of-pocket expenses.

You can create a scenario with your CPA to reduce gift taxes.

Rate is usually LIBOR, plus, depending upon individual ratings.

Cash value will often off-set required collateral

You can get a greater internal rate of return on the life insurance policy death benefit over non-financed payment methods.


If you have a large business or need to insure a growing estate, premium finance can be right what you need. Premium finance is also often used in charity gifting of life insurance. If you have questions:

Please call us we can help you design the premium financed life insurance you need.

Justin Yarmark
justin@moneyins.com
877-341-3342

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